It stands to reason that when you’re filing an insurance claim, something out of the ordinary has happened. That’s what insurance is for, after all. To be there when life takes an unexpected turn for the worse.
The following real, verified cases are more than just unexpected, however. They are downright absurd. We’re sure you’ll agree!
This Is Not Santa’s Coal
Delaware’s Nicolas DiPuma thought he had a brilliant plan to commit insurance fraud: he’d toss buckets of burning coals into his car, claim it was an accident, and collect a payday.
Unfortunately for DiPuma, the police saw through his ridiculous plan almost immediately. It didn’t help that he concocted an absurd story that included tripping with his bucket of coals and accidentally tossing it into his open convertible, torching his car. He got five year’s probation for fraud.
Bumper Lickin’ Good
According to The National Underwriter magazine, a fisherman who had recently returned from a lengthy fishing trip to the coast filed a claim when his herd of cattle licked his vehicle so much they caused it damage, including chewing up the rubber.
As the story goes, the cows were attracted to salt buildup on the car from the ocean air. If true, that’s as absurd as they come!
… But You Can’t Hide
The northwest is known for being a bit quirky, but this was a little weird even for Seattle. In December 2011, a couple driving an SUV had strapped a mattress to the roof of their vehicle when (predictably) the mattress came flying loose and caused an accident.
After multiple cars stopped to help, the SUV driver fled the scene – without the passenger. The onlookers left the scene as well, but when one got a few miles down the road, they noticed someone in their back seat: the missing passenger from the SUV! Turns out the SUV was uninsured and both were trying to flee.
Yes, they were caught.